An intensive professional development training course on
Dissecting the Construction Insurance Coverage
A Practical Workshop to Understand the
C.A.R / E.A.R Policy - Coverage and Claims
Why Choose Dissecting the Construction Insurance Coverage Training Course?
This Dissecting the Construction Insurance Coverage training course will teach the technical aspects of the construction insurance coverage and also how claims are handled. Examples of site incidents that will be explored include landslide, collapse, fire, water damage, theft, explosion and flooding. This Dissecting the Construction Insurance Coverage training course relates mainly to construction projects and can also be applicable to infrastructure, building and other development risks. Focus will be given to the main insurance document i.e. the Contraction All Risks (C.A.R) and Erection All Risk (E.A.R) policy jackets. Besides the jackets, the policy schedule and proposal form will also be “dissected” in class to enable better understanding of this insurance product.
Active learning techniques using modern adult learning methods will be utilized to share this interesting subject issues over the five days. Group activities, role play, quizzes and discussion sessions will be held to help delegates grasp the appropriate risk and insurance points better. Case studies will also be brought in to ensure that the learning is effective and equally enjoyable.
This Dissecting the Construction Insurance Coverage training course will feature:
- Selected C.A.R policy wording – from a few regions and comparison with the Munich Re of Germany standard format
- Focus on specific clauses and endorsements of the C.A.R policy
- The different risk appetite and concerns of the Underwriter
- How are claims looked at, handled and managed by Insurance companies
- Best practice to obtain a more effective coverage from the C.A.R policy
What are the Goals?
By the end of this training course, participants will be able to:
- Learn the basic principles of insurance
- Appreciate how the C.A.R policy is used as a risk transfer mechanism
- Apply the policy operative clause and endorsements to various risks scenarios
- Analyze how the policy responds to construction insurance claims
- Understand policy terms like Sum Insured, Limit of Liability and Period of Cover in regard to policy drafting
The Course Content
- On-going and Upcoming Projects in the region
- The need for insurance
- Projects Contract Administration
- Conditions of Contracts (FIDIC etc.)
- The insurance industry and the Role of the Regulator
- Principles of Insurance
- How the CAR policy is arranged?
- Munich Re standard wording and formats in various regions
- The difference with the EAR policy
- The policy sections (I & II) and coverage
- Section III (ALOP) coverage and its application
- Period of cover, General Exclusions and Policy Conditions
- Operative clause
- Sum Insured
- Exclusions
- Basis of loss settlement
- Design coverage - DE 3 and related options
- Extension of cover – overtime, express freight
- Who are third parties?
- Limit of liability
- Special Exclusions
- Special conditions
- Interesting clauses and endorsements
- Role of Loss Adjusters
- What are underwriters concerns?
- Risk management
- Claims handling
- Loss control survey
- Ex-gratia payments
- Case studies and Worked examples
Certificate and Accreditation
- AZTech Certificate of Completion for delegates who attend and complete the training course
How Aztech Saudi Can Enhance Your Professional Career
At Aztech Saudi, we believe that professional development is the foundation of long-term career success. This training course is expertly designed to equip individuals with practical skills, forward-thinking strategies, and the confidence to navigate today’s dynamic work environments. Each course is delivered by subject matter specialists with extensive industry experience, ensuring that every learning experience is relevant, impactful, and aligned with real-world challenges. Whether you're looking to strengthen your technical expertise, enhance leadership abilities, or stay ahead of industry trends, Aztech Saudi provides the tools you need to elevate your performance and deliver measurable value to your organization.
Our training is more than just knowledge transfer—it’s a catalyst for career transformation. By participating in our courses, professionals gain a competitive advantage in their fields, improve their decision-making capabilities, and position themselves for new opportunities and leadership roles. We take pride in supporting individuals across various sectors and career stages, helping them unlock their full potential through high-quality, globally benchmarked learning experiences. With Aztech Saudi as your development partner, you’re not only investing in education—you're investing in a stronger, more successful future.
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